Quarter 0/0, December 2013, Status: new
2012-05-21 03:01:59

IndustryMasters Banking

Manage the business of a US bank. Adjust interest rates and product portfolio so that the core capital requirements according to Basel III are met. This scenario runs from 2014 to 2018.
Topics Covered
Treasury with Basel III, Entrepreneurial Startup, Market Segmentation, Service Industry, Portfolio Management, Customer retention, Customer acquisition, Finance, Issue/Buyback Shares, Leadership, Team Building, Communication, Group Decision Making.

Your Starting Position
The initial share capital is 350M$ and your available investment budget is 650M$.

Retail Banking

Retail Banking
Savings Accounts R

Initial Investment: 84.38M$
Deposits Volume: 5,400M$
CPGA: 30$

Interest Rate: 1.10%
Staff: 281
Savings Accounts C

Initial Investment: 46.88M$
Deposits Volume: 3,000M$
CPGA: 30$

Interest Rate: 1.10%
Staff: 156
Short Term Deposits R

Initial Investment: 33.75M$
Deposits Volume: 2,400M$
CPGA: 40$

Interest Rate: 1.15%
Staff: 113
Short Term Deposits C

Initial Investment: 59.07M$
Deposits Volume: 4,200M$
CPGA: 400$

Interest Rate: 1.15%
Staff: 197
Long Term Deposits R

Initial Investment: 64.13M$
Deposits Volume: 4,560M$
CPGA: 40$

Interest Rate: 1.15%
Staff: 214
Long Term Deposits C

Initial Investment: 67.51M$
Deposits Volume: 4,800M$
CPGA: 400$

Interest Rate: 1.15%
Staff: 225
Working Capital Loan

Initial Investment: 47.17M$
Loans Volume: 4,200M$
CPGA: 2,000$

Interest Rate: 9.13%
Credit Default Risk: 1.80%
Risk Assets: 100%
Staff: 157
Auto Loan

Initial Investment: 32.32M$
Loans Volume: 2,760M$
CPGA: 40$

Interest Rate: 8.74%
Credit Default Risk: 1.68%
Risk Assets: 50%
Staff: 108
Overdraft C

Initial Investment: 47.25M$
Loans Volume: 2,520M$
CPGA: 50$

Interest Rate: 9.92%
Credit Default Risk: 2.40%
Risk Assets: 100%
Staff: 157
Overdraft R

Initial Investment: 42.23M$
Loans Volume: 1,800M$
CPGA: 4$

Interest Rate: 9.44%
Credit Default Risk: 1.80%
Risk Assets: 100%
Staff: 141
Trade Finance

Initial Investment: 18.50M$
Loans Volume: 2,640M$
CPGA: 2,000$

Interest Rate: 10.01%
Credit Default Risk: 3.00%
Risk Assets: 60%
Staff: 62
Personal Loan

Initial Investment: 18.63M$
Loans Volume: 2,160M$
CPGA: 650$

Interest Rate: 13.27%
Credit Default Risk: 6.00%
Risk Assets: 100%
Staff: 62
Capex Loan

Initial Investment: 56.79M$
Loans Volume: 5,040M$
CPGA: 10,000$

Interest Rate: 9.39%
Credit Default Risk: 2.28%
Risk Assets: 60%
Staff: 189
Home Loan

Initial Investment: 39.70M$
Loans Volume: 5,280M$
CPGA: 1,000$

Interest Rate: 9.34%
Credit Default Risk: 2.40%
Risk Assets: 45%
Staff: 132
Current Accounts

Initial Investment: 51.00M$
Capacity: 150,000 Accounts / Month
CPGA: 20$

Service Fee: 20$
Staff: 300
Retirement Plans

Initial Investment: 51.00M$
Capacity: 150,000 Accounts / Month
CPGA: 20$

Service Fee: 20$
Staff: 300
Insurances

Initial Investment: 42.50M$
Capacity: 50,000 Accounts / Month
CPGA: 50$

Service Fee: 50$
Staff: 250
Business Accounts

Initial Investment: 68.00M$
Capacity: 20,000 Accounts / Month
CPGA: 200$

Service Fee: 200$
Staff: 400
Cash Management

Initial Investment: 30.60M$
Capacity: 3,000 Accounts / Month
CPGA: 600$

Service Fee: 600$
Staff: 180